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Mar 29 2021

Japanese bank Sumitomo Mitsui launches the country’s first ‘a-1’ rated security token

Japan-based bank Sumitomo Mitsui Trust Bank, or SMTB, has launched its first asset-backed securities token in partnership with Securitize on March 29.

The instrument is the first security token compliant with the Financial Instruments and Exchange Act (FIEA) to launch in the Japanese Market. The token has received an “a-1 rating” from Japanese rating agency, Rating and Investment Information, Inc, suggesting the product is very likely to fulfill its short-term obligations.

The token was created by tokenizing paper-based beneficiary certificates representing investor ownership to an underlying asset. SMTB has also created a trust company to manage its underlying securitized investments.

SMTB issued the product using Securitize’ security tokenization platform. Securitize was founded in the United States in 2017, before launching a Japanese division that secured investment backed from some of the country’s leading companies including Sony, SBI, and Softank.

In March 2020, Securitize partnered with Tokyo-based LIFULL to create a tokenized real estate investment platform.

In an announcement shared with Cointelegraph, SMBT’s Hirohito Niji expressed pride in the bank embracing digital securities, stating:

“We are committed to proactively develop and deliver innovative solutions to our customers with their changing needs by combining cutting-edge digital technologies and our conventional trust bank expertise.”

SMBT is a member of the Japan Security Token Association alongside local telecom giants NTT and Softbank. The firm first began exploring blockchain in October 2016, when they teamed up with IBM to explore using DLT to improve the efficiency of its asset management, real estate, and banking businesses.

Security token offerings, or STOs, have recently been gaining mainstream acceptance in Japan, with the country’s Financial Services Agency recognizing the Japan STO association in May last year.

Japanese bank Sumitomo Mitsui launches the country\’s first \’a-1\’ rated security token

Source

Written by bizbuildermike · Categorized: cryptocurrency · Tagged: 2017, 2020, Bank, Banking, blockchain, Businesses, company, compliant, digital, digital securities, dlt, exchange, financial services, html, IBM, information, investment, Investments, investor, japan, market, Offerings, partnership, product, Real Estate, securities, security, security token, security tokens, SMTB, sony, STO, telecom, token, tokenization, United States

Mar 13 2021

Alternative Investment Platform Debitum Recommends Companies should Invest in Loans Secured with Real Estate

Lithuania-based Debitum, which offers borderless small business financing, notes that many people are now beginning to understand that making smart investments can be a good way save money for later or for making bigger purchases.

However, Debitum claims that companies or businesses “rarely” think about investing their surplus funds or assets. The alternative investment platform suggests that the funds accumulated by firms should be allocated in an effective manner.

Debitum writes in a blog post that businesses have to take loans at times, and there is also a time to start saving. When companies are in need of funds for investment initiatives or further development, many of them might approach a bank or other traditional financing institution.

But companies may also want to consider the “right” investment products that match their risk profile or requirements.

As noted by Debitum, platform investment data and discussions with clients reveal that dividends “comprise a large part of the invested funds.” This means that “following the shareholders’ decision to pay dividends, the income tax at the rate of 15% was paid and the amount which could have been invested got reduced.”

Debitum adds:

“According to experts, instead of paying dividends, shareholders could accumulate this money and later invest it on behalf of the company. This would allow paying less taxes. While the investor would still have to pay a profit tax applicable to their investment, this would be a considerably smaller amount, compared to the income tax applicable to the entire value of dividends.”

Debitum noted that there’s also the case where the owner of a company might have to invest the funds received from the dividends back into the business. This may be due to changes in the market situation, like the COVID-19 pandemic and the resulting challenges.

As explained by the Debitum, this means that “the money is lost, not to mention all the additional procedures that could have been otherwise avoided.” The alternative investment platform added that “first, income tax is collected upon the payment of dividends” and “then, the articles of association of the company must be amended to allow the reinvestment of the dividends and the decision regarding the increase of the company’s capital must be registered at the Center of Registers.”

As explained by Debitum, “risk” and “liquidity” are important considerations when making investments. These indicators are “important no matter where and when one is making an investment,” but in the case of companies, the risks “should be assessed much more carefully,” Debitum recommends.

The company adds:

“Investors should take the peak seasons of the company’s operations into account (perhaps, certain periods require more funds invested into everyday operations) and to carefully assess the estimated income and expenses.”

Debitum further notes:

“When planning investments, companies should employ more rigorous strategies, choose short-term investments and safer projects. Alternative investment platforms could be a good choice for investments as they allow choosing projects of varied duration, ranging from 2 weeks to 2–3 months or even longer, and different risk profile loans. Forecasts of estimated return on investment are also available, which is impossible in the stock exchange.”

The Debitum team also mentions that investment platforms do have their “variables.” Investors are able to use special tools which can be controlled to a certain extent, like the risk level, “desired return on investment” or “additional security parameters, such as choosing loans with a buyback guarantee.”

According to Debitum, the important thing to do is to select a platform that offers “transparent” information regarding its activities and has “reliable credit risk assessments.” For instance,  the credit risk assessments for the Debitum platform are “carried out by a reliable third party, e.g., Scorify in Lithuania or other assessors in other countries,” the company claims. This offers “more trustworthiness compared to risk assessments by platform representatives,” Debitum noted.

Alternative investment platforms provide investments in many different types of loans, but for companies, business projects are the best option, Debitum suggests.

The alternative investment platform further noted:

“Companies should invest either in business loans which carry less risks or into loans secured with real estate. The decision to offer investments into loans [via] Debitum … [should be taken while considering that] the bad debt portfolio on the … platform is surprisingly small [and] the liquidity is one of the highest in the market. Those who prefer short-term investments have a lot to choose from.”

Debitum added:

“Next to the choice of loans on the platform, the way the platform managers present information is yet another important factor. When making investments on behalf of a company, the available information on investment increase, taxes, etc. must be accurate for it will have to be entered into the company’s financial statements and all the numbers must be correct both in the accounts of the investment platform and the investing company.”

(Note: to learn more check here.)

Source

Written by bizbuildermike · Categorized: Crowdfunding · Tagged: alternative investments, Bank, blog, borderlesss financing, business, Businesses, company, covid-19, data, debitum, debt, Europe, exchange, Income Tax, information, Investing, investment, Investment Platforms and Marketplaces, investment-strategy, Investments, investor, lithuania, market, money, more, note, opinion, other, pandemic, payment, platforms, portfolio, Products, Real Estate, return, risk, security, small-business, stock, Strategy, tax, Taxes

Mar 02 2021

Security Tokens Market Cap Remains Firmly Above Half a Billion Dollars with 123% Increase in Monthly Trading Volume: Report

Security Token Market (STM), which focuses on providing the latest updates on blockchain-based security tokens, reveals that the total security token market cap stood at $536,878,278 for the month of February 2021.

The market cap monthly change was +6.42%. The total February 2021 trading volume reached $14,550,396.18 and the trading volume monthly change was +123.83%.

Some of the notable trading highlights shared by STM are as follows:

Top Performers

  • 18900 Mansfield St (Uniswap: RealT): +42.29%
  • Blockchain Capital (OFN: BCAP): +26.58%
  • Lottery.com (OFN: LDCC):+25%

Worst Performers 

  • Mt. Pelerin (Uniswap: MPS): -34.01%
  • 10024–28 Appoline St (Uniswap: RealT): -23.84%
  • 20200 Lesure St (Uniswap: RealT): -16.30%

Top Volume Performer/Exchange: 

  • Overstock (tZERO: OSTKO): $11,046,011
  • 16200 Fullerton (Uniswap:REALT): $12,489
  • Blockchain Capital (OFN: BCAP): $9,766
  • Curzio Equity Owners: (MERJ:CEO): $3,591
  • StartupBootCamp: (Nxchange:SBC): $10,355.18

Top Exchanges / Marketplaces

1: tZERO ATS

  • Market Cap: $428,451,978
  • Volume: $14,462,287

2: OpenFinance Network ATS

  • Market Cap: $48,904,775
  • Volume: $10,021

3: MERJ Exchange

  • Market Cap: $36,822,537
  • Volume: $7,123

For the complete list of all security token marketplaces and exchanges across the globe, check here.

Marketplace Breakdown:

tZERO

  • tZERO (ATS) — USA
  • Market Cap: $428,451,978
  • Market Share: 79.80%
  • February Trading Volume: $14,462,287
  • Tokens trading: 3

Trading Report:

Overstock.com (OSTKO)

Overstock Digital Voting Series A-1 Preferred Stock (OSTKO) — $70 (+6.06%)

  • Tokenized Equity
  • Market Cap: $305,900,000
  • Market Share: 56.98%
  • Monthly Range: $65–91
  • February Trading Volume: $11,046,011

tZERO Preferred Equity (TZROP) — $4.80 (+9.09%)

  • Preferred Equity / Revenue Share Token
  • Market Cap: $99,871,978
  • Market Share: 18.60%
  • Monthly Range: $4.25-6.91
  • February Trading Volume: $3,391,214

Aspen Digital (St. Regis Resort ASPD) — $1.26 ( — )

  • Real Estate — Equity
  • Market Cap: $22,680,000
  • Market Share: 4.22%
  • Monthly Range: $1.20–1.28
  • February Trading Volume: $25,062

OpenFinance Network

  • Market Cap: $48,904,775
  • Market Share: 9.11%
  • February Trading Volume: $10,021
  • Tokens trading: 4

Trading Report:

Blockchain Capital (BCAP) — $5.00 (+26.58%)

  • VC — Limited Partner Indirect Economic Interest
  • Market Cap: $35,119,820
  • Market Share: 6.54%
  • Monthly Range: $4.20-6.50
  • February Trading Volume: $9,766

(Note: You can check out the full report here.)

As reported recently, the tokenized real estate market is now over $27 million, up 5.45% month-over-month and over $172,000 in monthly trading volume was reported for January 2021 (as tracked by stomarket.com).

As covered last month, the team at Security Token Advisors (STA) had released The State of Investment into Security Token Infrastructure Report for Q4 2020.

As mentioned in the report:

“Roughly $160 million+ was invested in Q4, with an emphasis on general infrastructure and early stage venture capital. Again, INX successfully raised more than $50,000 in an initial coin offering (ICO) following its $7,500,000 IPO just a month before. The firm also acquired OpenFinance Network near the very end of October, further [cementing] its critical position in the industry.”

(Note: You can access the full report here.)

Blockchain professional Jonah Schulman explained recently why he thinks DLT-based security tokens will “dwarf” Bitcoin, the flagship cryptocurrency.

Source

Written by bizbuildermike · Categorized: Crowdfunding · Tagged: 2021, bitcoin, Blockchain & Digital Assets, ceo, cryptocurrency, digital, digital securities, distributed ledger technology, dlt, Exchanges, Global, highlights, ICO, Infrastructure, initial coin offering, investment, INX, ipo, market, more, note, october, Real Estate, report, revenue, security, security token, security token group, security token market, security tokens, stg, stm, stock, token, tokens, trading, tzero, uniswap, Venture Capital, voting

Feb 24 2021

Webinar: Caliber CEO Discusses Making Real Estate Investments More Accessible

Andy Gordon and I spend countless hours each week reviewing startups and talking to founders. So does our friend Chris Lustrino, the founder and CEO of KingsCrowd. And every now and then, we meet a founder so interesting that we ask them to record a webinar with us.

That’s exactly what happened with Chris Loeffler, Caliber’s CEO and co-founder. Caliber gives accredited investors the chance to invest in middle-market real estate projects in the Southwest. Chris Loeffler spent some time talking with Andy and Chris last week, and it was an illuminating conversation.

Everyday investors like you and me can’t invest in any Caliber real estate deals. But Caliber is seeking investors through an equity crowdfunding raise on SeedInvest. The raise — which is open to all investors — closes on Friday.

We hope you enjoy the webinar. And thanks for watching!

Source

Written by wpengine · Categorized: business · Tagged: accredited investors, Caliber, ceo, Co-founder, Crowdfunding, deals, Early Investing, founder, founders, Investments, kingscrowd, more, Real Estate, startup, startup investing, startups, us, webinar

Feb 22 2021

Enterprise Blockchain Platform for Real Estate, Ubitquity, Is Partnering LavaTrust to Streamline Closing Operations

Ubitquity LLC, an enterprise-grade blockchain-enabled platform for real estate and title recordkeeping, is teaming up with LavaTrust Consultancy in order to gain key insights into the US real estate closing sector.

Headquartered in Vancouver, BC, Canada, LavaTrust Consultancy aims to bring its industry expertise and valuable experience in the real estate markets (USA / Canada), as well as the global digital assets sector.

The founders at LavaTrust have reportedly been looking to streamline the real estate sector with the adoption of blockchain or distributed ledger technology (DLT). Now mainly focused on education and consultation, company CEO Joy Case is pleased to have some sort of alignment with Ubitquity, which is an established player in real estate applications for blockchain tech.

Having “vision” and “values” aligned with Ubitquity, LavaTrust aims to open up networks and key opportunities for both to participate in the restructuring of outdated technology and business processes with greater efficiency of DLT-based solutions.

Nathan Wosnack, Founder and CEO at Ubitquity, stated:

“Ubitquity and I are excited to be working with LavaTrust Consultancy. Ms. Case and her team bring a wealth of knowledge and years of experience in the real estate and digital marketplaces. Combining this with our blockchain applications will be mutually beneficial and make a long-term impact on the evolution of the real estate closing industry,”

Wosnack also mentioned that they benefit from leveraging LavaTrust Consultancy’s CEO Joy Case’s “trusted” network developed by taking advantage of 15 years of experience in the real estate sector (residential, commercial and development initiatives). He added that as LavaTrust has “strategic” relationships with Family Offices and various other investors, their potential for new collaborations has “expanded tremendously.”

Joy Case, CEO and Founder of LavaTrust Consultancy, remarked:

“I am excited and grateful to partner with Ubitquity to help galvanize blockchain adoption in the often antiquated processes within the real estate industry. Ubitquity has various blockchain-based products that can serve the industry with enhanced efficiency, increased security in the transaction process, less friction and increased agility in the closing lifecycle, parallel recordkeeping data storage, alternative revenue streams for its partners, future-proofed settlement solutions and so much more.”

Case also noted that with the emergence of more regulatory clarity in the US pertaining to stablecoins and banks now being permitted to custody crypto-assets, she sees Ubitquity offering an “autonomous” future-compatible settlement platform through its SmartEscrow offering to the future decentralized finance (DeFi) real estate industry.

She added that LavaTrust Consultancy is looking forward to working with Ubitquity so that they can keep innovating and offer “real value to the real estate closing industry together.”

Ubitquity has several Blockchain as a Service (BaaS) tools currently available on its “unanimity” platform, that it has integrated across key industries such as aviation and real estate for escrow and title closing support, title abstracting, digital, hybrid, and paper notary support, smart contract management, and secure document management.

Ubitquity can also help out with “regulatory-compliant” digital token sales, integration consulting, and various other services. The availability of each offering “depends on the regulatory body (SEC, FINMA) exemption chosen by its tokenization clients,” the company clarified.

In August 2020, Ubitquity had partnered with Washington-based Rainier Title, which aims to offer the “highest levels” of real property title and escrow services.

Through the partnership, Ubitquity will create a platform for issuing tokenized property titles and parallel records of conveyances for Rainier.

Source

Written by bizbuildermike · Categorized: Crowdfunding · Tagged: 2020, Adoption, Aviation, Banks, blockchain, Blockchain & Digital Assets, business, Canada, ceo, commercial, company, crypto-assets, custody, data, decentralized, decentralized finance, defi, digital, digital assets, digital token, distributed ledger technology, dlt, Education, Enterprise, Enterprise Blockchain, Family, finance, founder, founders, Future, Global, integration, joy case, lavatrust consultancy, Ledger, markets, more, nathan wosnack, other, partnership, Products, Real Estate, regulatory clarity, revenue, SEC, security, smart contract, stablecoins, storage, tech, Technology, token, tokenization, transaction, ubitquity, us, USA, vancouver, Wealth

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